This article explains what a Systematic Withdrawal Plan (SWP) is in the context of debt mutual funds, outlining how it enables investors to receive regular income while preserving capital. It covers types of SWPs, benefits such as tax efficiency and flexibility, and provides a detailed comparison with Fixed Deposits across returns, risk, liquidity, and inflation protection. Whether you're a retiree seeking steady cash flow or an investor exploring tax-smart income options, this guide offers practical insights for implementing an SWP strategy aligned with your financial goals.

This article explains what a Systematic Withdrawal Plan (SWP) is in the context of debt mutual funds, outlining how it enables investors to receive regular income while preserving capital. It covers types of SWPs, benefits such as tax efficiency and flexibility, and provides a detailed comparison with Fixed Deposits across returns, risk, liquidity, and inflation protection. Whether you're a retiree seeking steady cash flow or an investor exploring tax-smart income options, this guide offers practical insights for implementing an SWP strategy aligned with your financial goals.