Senior Citizen Life Insurance in India: Best Policies for Peace of Mind
As senior citizens seek financial security, life insurance plays a crucial role in ensuring peace of mind. Here are the best life insurance plans for seniors in India (2025):
✅ LIC Jeevan Umang – Lifetime coverage with annual survival benefits.
✅ HDFC Life Click 2 Protect Life – Customizable term plan with return of premium option.
✅ SBI Life Annuity Plus – Assured lifetime pension with flexible payout options.
✅ Max Life Guaranteed Lifetime Income Plan – Steady pension for post-retirement life.
✅ ICICI Pru Heart/Cancer Protect – Special coverage for critical illnesses.
🔹 Benefits of Senior Citizen Life Insurance:
✔ Financial security for dependents
✔ Pension & regular income options
✔ Tax benefits under 80C & 10(10D)
💡 Pro Tip: Compare premium costs, policy terms, and health requirements before choosing the right plan!